New Jersey Mercedes-Benz Collision Center

What To Do in Case of an Accident

Check for injuries and call 911 if anyone is hurt. Your health and safety should be the top priority.
Move to a safe area if possible, but remain close to the accident scene.
Report the accident to the authorities by calling 911 or contacting the local police department directly.

Exchange information with the other drivers involved, including names, addresses, phone numbers, insurance company names, and policy numbers.
Obtain contact information from any passengers and witnesses.
Take photos of the accident scene, including vehicle damage, visible injuries, and the overall scene.

File a written report with the New Jersey Motor Vehicle Commission within 10 days if the police do not file a report.
Contact your insurance company to report the accident as soon as possible.
Seek medical attention, even if you believe your injuries are minor, as some injuries may not be immediately apparent.

New Jersey is a “no-fault” insurance state, meaning your own insurance typically covers your medical expenses and lost wages, regardless of who caused the accident.
You may be able to file a lawsuit against the at-fault driver if you suffer significant injuries or economic losses that exceed your Personal Injury Protection (PIP) coverage limits.
New Jersey follows a “modified comparative fault” rule, which means your compensation may be reduced by your percentage of fault in the accident.

Gather witness statements or contact information if possible.
Consider consulting with a car accident attorney to understand your rights and options, especially if you’ve suffered serious injuries or significant property damage.