• 2017 Mercedes-Benz Cabriolet and Roadster

    Leasing vs. Financing

    Can’t decide whether you should lease or finance a new Mercedes-Benz? The team at Ray Catena of Freehold wants to help you consider the benefits of both options, so you can find out which choice is right for you. Leasing is ideal for drivers who want a temporary option or a lower monthly down payment, but there are also perks to owning the car should you choose to finance. Let’s delve into the details of leasing vs. financing before you visit us in Freehold to browse our new inventory.

Frequently Asked Questions

Woman from Old Bridge shopping for new Mercedes-Benz

Q: What if I don’t have a lot of money to put down?

A: Leasing a Mercedes-Benz is a great way to access a more luxe vehicle for less, because this option requires a lower down payment if it requires one at all. Additionally, monthly leasing payments are generally lower than monthly car loan payments.

Q: I plan on driving my car for the next several years – should I lease or finance?

A: If you’re the type that drives a car until it’s ready to retire, you’ll want to finance your Mercedes-Benz. You’ll eventually reach the point where you own your vehicle and will no longer have to make payments – then you can either trade in your vehicle or keep on driving it once you’ve gained equity.

Q: If I want the latest advanced tech and features, should I buy or lease?

A: Those who are constantly searching for the best technology available would be better suited by leasing a car. This way, you can play with the latest gadgets and infotainment without worrying about your vehicle becoming outdated. Leases typically last three years or less, so you’ll be able to regularly access the newest features.

Q: Can I customize my car when I lease?

A: When you lease a car, you won’t be able to customize it because it belongs to the dealership. Financing a car gives you the freedom to make any changes as you wish. If you plan on detailing or accessorizing your future Mercedes-Benz, you’ll want to opt for buying instead.

Couple signing paperwork for their new Mercedes-Benz car
Working with Mercedes-Benz finance to purchase a new car

Q: What if I don’t want to deal with the maintenance and repairs?

A: If you don’t want the trouble of dealing with car maintenance, leasing is a great option. Aside from getting regular oil changes, you won’t need to worry about most repairs because your vehicle will be under warranty during the lease period.

Q: If I drive a lot, should I buy or lease my next car?

A: If you log a lot of miles, you’ll want to choose financing. When you lease a vehicle, you’ll typically have mileage limits that could end up being a hassle if you want your driving situation to accommodate your everyday commute as well as the occasional road trip or weekend adventure.

Rely On Ray Catena of Freehold For Leasing & Financing Assistance

When you’re ready to choose your next Mercedes-Benz, make the trip to Freehold to see your top picks in person. Before stopping by, be sure to check out our current special offers. If you have any more questions about leasing or financing, don’t hesitate to contact us at your convenience.

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Ray Catena of Freehold - Mercedes-Benz Dealership, Freehold, NJ, United States

Ray Catena is not responsible for any typographical errors or omissions in pricing, vehicle details, or other content. All information is subject to verification and may change without notice. Please contact us directly for the most accurate and up-to-date information.

Ray Catena of Freehold 40.2798076, -74.3003597.